LF Palazzo Pants ($30), similar on sale here, Tibi Crop Top, Think Closet Necklace ($20!)-- similar on sale here, Fendi Heels, also seen here, Nest Cuff, Christian Dior Shades, Worth New York Clutch. — LF Palazzo Pants ($30), similar on sale here, Tibi Crop Top, Think Closet Necklace ($20!)-- similar on sale here, Fendi Heels, also seen here, Nest Cuff, Christian Dior Shades, Worth New York Clutch.

I hate to brag, but these palazzo pants cost me $30.00 at the LF end of the season sale last year. Their sale will be coming up next month, so watch for it, as it is definitely worth it! Polka dots remain popular, and I, for one, love it. The wide leg pants, which are high rise, are flattering and flowy. If you are short, like me, you really should wear them with a heel. The white top is cropped but roomy at the bottom so that a little skin peeks through. Depending on your comfort level, you could wear a white camisole underneath it, but you probably won’t have to if you keep the bottom high enough. I would never wear this top with anything lower than a high-rise pant or skirt. Navel exposure at our age is a definite no-no and probably, scary…not just for the wearer, but for the observer as well.

The crew cut of the top allows for a breast-plate, necklace or choker. It adds a bit of color and glam to the outfit. I got mine at Think Closet in NYC, but J Crew has a plethora of them that won’t break the bank. J Crew has wonderful sales and huge discounts both at the register and online.

Calypso St. Barth Caftan and Slip, Sandro Sandals, on sale here, Christian Dior Tote (also seen here), Oliver Peoples Glasses, Nancy Newberg Earrings, Robin Terman Necklace and Ring, Nest Bracelets. — Calypso St. Barth Caftan and Slip, Sandro Sandals, on sale here, Christian Dior Tote (also seen here), Oliver Peoples Glasses, Nancy Newberg Earrings, Robin Terman Necklace and Ring, Nest Bracelets.

I know what you’re thinking…who wears a cover up as a dress? And why would you do that? When a cover up is as beautiful as this one, by Calypso St. Barth, it begs to be seen on the street just as much as around the pool. Since the material is so sheer, I simply donned a nude slip, (although I went back and forth on whether white looked better), and these adorable and more importantly, comfortable sandals and out the door I went. I admit that I did not head out the door in this to do my grocery shopping, but I did wear it to lunch as well as dinner, and I wasn’t at a resort at the time!

This adds to the philosophy of getting more bang for your buck when it comes to the occupants of your closet. Accessories like fun necklaces, a cute bag and great shoes, allow for the transition from poolside caftan to city-chic dress; this makes it as easy to wear as it to look at. Try it…you will like it!